Joining

If you are rejoining the LGPS, you may have a decision to make about whether or not to combine the pension account relating to your earlier employment with your current active account. This also applies if you have had more than one job in which you are a member of the LGPS, and have left one of those employments while continuing in the other.

The options available to you depend on your benefit entitlement in your first employment, and the dates you paid into the Scheme.

Rejoining the LGPS

The documents below outline the options available, together with things to consider before you make any decision. The document is split into sections depending on circumstances.

Please see the circumstances that relate to you:

1. You are an LGPS member in more than one employment. You leave one employment with an entitlement to a deferred refund, and continue in your other employment(s). All membership is after 31 March 2014, or treated such. 
   See,  Aggregation Leaflet 1 (PDF) [91KB]
2. You left an employment with an entitlement to a deferred refund. All membership is after 31 March 2014, or treated as such. You have now rejoined the LGPS. 
   See,  Aggregation Leaflet 2 (PDF) [92KB]
3. You are an LGPS member in more than one employment. You leave one employment with an entitlement to a deferred benefit, and continue in your other employment(s). All membership is after 31 March 2014, or treated as such.
   See,  Aggregation Leaflet 3 (PDF) [113KB]
4. You left employment after 31 March 2014 with an entitlement to a deferred benefit. All membership is after 31 March 2014, or treated as such. You have now rejoined the LGPS.
   See,  Aggregation Leaflet 4 (PDF) [112KB]
5. You are an LGPS member in more than one employment. You leave one employment after 31 March 2014 with an entitlement to a deferred refund, and continue in your other employment(s) You were in the Scheme on both the 31 March and 1 April 2014.
   See,  Aggregation Leaflet 5 (PDF) [97KB]
6. You left employment after 31 March 2014 with an entitlement to a deferred refund. You were in the Scheme on both 31 March and 1 April 2014, and have now rejoined the LGPS without a continuous break in active membership of a public service pension scheme of more than 5 years since leaving the first employment.
   See,  Aggregation Leaflet 6 (PDF) [95KB]
7. You are an LGPS member in more than one employment. You left one employment with an entitlement to a deferred benefit, and continue in your other employment(s). You were in the Scheme on both the 31 March and 1 April 2014.
   See,  Aggregation Leaflet 7 (PDF) [123KB]
8. You left employment after 31 March 2014 with an entitlement to a deferred benefit. You were in the Scheme on both 31 March and 1 April 2014, and have now rejoined the LGPS without a continuous break in active membership of a public service pension scheme of more than 5 years since leaving the first employment.
   See,  Aggregation Leaflet 8 (PDF) [125KB]
9. You left employment after 31 March 2014 with an entitlement to a deferred benefit. You were in the Scheme on both 31 March and 1 April 2014, and have now rejoined the LGPS having had a continuous break in active membership of a public service pension scheme of more than 5 years since leaving the first employment.
   See,  Aggregation Leaflet 9 (PDF) [135KB]
10. You left employment before 1 April 2014 with an entitlement to a deferred refund, and have now rejoined the LGPS.
    See,  Aggregation Leaflet 10 (PDF) [91KB]
11. You left employment before 1 April 2014 with an entitlement to a deferred benefit. You have now rejoined the LGPS without a continuous break in active membership of a public service pension scheme of more than 5 years since leaving the first employment.
    See,  Aggregation Leaflet 11 (PDF) [222KB]
12. You left employment before 1 April 2014 with an entitlement to a deferred benefit. You have now rejoined the LGPS having had a continuous break in active membership of a public service pension scheme of more than 5 years since leaving the first employment.
    See,  Aggregation Leaflet 12 (PDF) [212KB]

Aggregation leaflet glossary (PDF) [158KB]

If you have any queries or require any further information, please contact us. We are unable to offer financial advice, but we can discuss your options with you. You may wish to seek independent financial advice before making any decision.

You can obtain information on a wide range of financial topics, including how to go about finding a financial adviser, from the Financial Conduct Authority (FCA). This is an independent organisation responsible for regulating financial services in the UK.